<p><span class="h-card" translate="no"><a href="https://mastodon.social/@film_girl" class="u-url mention">@<span>film_girl</span></a></span> </p><p>I'd give the opposite advice:<br />Go in there now and switch everything over to a Guaranteed/Money Market fund and/or Bond fund. Why risk your hard-earned savings for the tough times to come? Safety is going to be really important.</p><p>You typically have to make the adjustment twice: (1) change your current holdings, and (2) change the investment of future contributions.</p><p>Also, if you can, increase your contribution rate. Sock away as much as you comfortably can.</p>